Edwards Estate Agents

Archive for the ‘Mortgages’ Category

The Future of the Stratford-upon-Avon Buy-to-Let Market in 2024

February 15th, 2024
Land and New Homes, Market Update, Mortgages, News, Residential Lettings, Residential Sales | Comments Off on The Future of the Stratford-upon-Avon Buy-to-Let Market in 2024

The UK’s property market is facing a significant challenge as the availability of homes for rent has plummeted to its lowest level in five years, exacerbating the difficulties tenants face in finding affordable accommodation. This alarming trend was highlighted in a recent analysis, which revealed that in 2023, only 261,542 private rental homes were available […]

Mortgage War Will Save Stratford-upon-Avon Homeowners £4,379 a Year

January 24th, 2024
Land and New Homes, Market Update, Mortgages, News, Residential Lettings, Residential Sales | Comments Off on Mortgage War Will Save Stratford-upon-Avon Homeowners £4,379 a Year

In a recent financial turn, Stratford-upon-Avon residents are experiencing a wave of relief as mortgage rates across the UK take a surprising dip. This reduction, led by major lenders, signals a potential opportunity for the Stratford-upon-Avon housing market, directly affecting homeowners, landlords and first-time buyers in the town. Let’s delve into what this means for […]

Our take on Chancellor Hunt’s Autumn Statement & the Stratford upon Avon Housing Market

November 25th, 2023
In the community, Market Update, Mortgages, News, Residential Lettings, Residential Sales | Comments Off on Our take on Chancellor Hunt’s Autumn Statement & the Stratford upon Avon Housing Market

The Chancellor Jeremy Hunt announced on Wednesday lunchtime a series of changes in his Autumn Statement. These changes, though not revolutionary, are set to benefit various sectors of the Stratford property market, including private renters, landlords and first-time buyers. One significant update is the increase in the Local Housing Allowance (LHA). Next year, the LHA […]

Understanding House Surveys in the UK: Responsibilities, Types, and Differences

November 24th, 2023
How to, Mortgages, Residential Sales | Comments Off on Understanding House Surveys in the UK: Responsibilities, Types, and Differences

When embarking on the substantial investment of buying a home, it’s crucial to ensure that your purchase is sound and worthwhile. This is where house surveys come into play, offering a detailed inspection of the property’s condition before you commit to the purchase. In the UK, the dynamics of who organises and pays for these […]

Rising Mortgage Rates: Impact on Stratford-upon-Avon Homeowners

June 22nd, 2023
Market Update, Mortgages, News, Residential Sales | Comments Off on Rising Mortgage Rates: Impact on Stratford-upon-Avon Homeowners

Today’s increase in Bank of England rates has sent ripples of concern among Stratford homeowners, particularly those with impending remortgages or seeking new deals. The decision by the Bank to raise rates by 0.5% has sparked discussions about the potential consequences and the steps Stratford homeowners should consider taking. For some, the immediate impact will […]

Stratford-upon-Avon’s Over-50s Wealth Hits Record High as Generational Property Gulf Grows

May 11th, 2023
Market Update, Mortgages, Residential Sales | Comments Off on Stratford-upon-Avon’s Over-50s Wealth Hits Record High as Generational Property Gulf Grows

The Stratford-upon-Avon property market is proving increasingly difficult for some younger Stratford-upon-Avon buyers, but mature homeowners have benefitted immensely from rising house prices in the last few decades. How wealth is spread across the generations will always be a controversial issue, significantly as the Baby Boomers (those born between 1946 and 1964) and the older […]

Stratford-upon-Avon Homeowners to Face Post-Lockdown Mortgage Rate Rise of £1,125 a Year 

October 28th, 2021
Market Update, Mortgages, Residential Sales | Comments Off on Stratford-upon-Avon Homeowners to Face Post-Lockdown Mortgage Rate Rise of £1,125 a Year 

With grocery, energy and other household prices/costs rising and hitting everyone’s back pocket, inflation (rising prices) may feel like an unimportant issue when it comes to the cost of keeping a roof over your head.    Yet nothing could be further from the truth for many Stratford-upon-Avon homeowners and Stratford-upon-Avon landlords.   Because inflation over the long-term is bad for the economy, the normal weapon […]

Stratford-on-Avon First-time Buyers Can Now Buy Using the Government’s 5% Deposit Mortgages

March 16th, 2021
Market Update, Mortgages, Residential Sales | Comments Off on Stratford-on-Avon First-time Buyers Can Now Buy Using the Government’s 5% Deposit Mortgages

Being a Stratford-on-Avon first-time buyer in the last 12 months has not been an easy thing. Just before lockdown there were 400 ‘5% deposit mortgage’ deals and first-time buyers were able shop around to get the best deal. When the first lockdown hit, 5% deposit mortgages disappeared meaning that as many Stratford-on-Avon would-be first-time buyers […]

ARE THERE ANY BREXIT BARGAINS LEFT IN STRATFORD-UPON-AVON?

Are There Any Brexit Bargains Left in Stratford-upon-Avon?

October 11th, 2019
Mortgages, News | Comments Off on Are There Any Brexit Bargains Left in Stratford-upon-Avon?

As with any change in the world, there will be winners and losers. Property is no different. As some big names go under and blame Brexit and others seem to thrive, is now the time to capitalise on the property market locally? With over 40% of Stratford properties sold in the past year, it’s a […]

Our Number 1 Top Tip Before You Start Looking For Your Next Home

November 14th, 2018
How to, Mortgages, Residential Sales, Uncategorized | Comments Off on Our Number 1 Top Tip Before You Start Looking For Your Next Home

Today I’m going to be sharing with you my number one tip for buying your next house – Always speak to a mortgage consultant BEFORE you start looking at properties. Here’s why, the single most important thing to do before you start viewing houses is to make sure you’ve got your finances in place. Obviously it’s really exciting to […]

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